Finance FAQs
Applying for Online Finance
When you buy online from Conway.TV you have the choice of applying for instant finance by adding your purchase to the shopping basket, selecting the option to PaybyFinance, and completing a finance application form.
The whole process only takes a few minutes and is simple and secure. Once your finance application is approved, you will receive an e-mail advising you of how to download the finance agreement. Please read this carefully checking that all the details are correct, then either e-sign the agreement, if offered, or print and sign the finance agreement twice. Post the document to the address shown on the finance agreement.
Following receipt of your finance agreement and a few additional checks, your goods will be dispatched.
Applying for online finance couldn't be easier or more convenient. Once you've chosen the products you'd like to purchase, simply complete a brief online application form accessed via the 'checkout'. Just follow the simple instructions, entering your personal details as required and we'll do the rest.
Buy Now, Pay Later with Payments Deferred for up to 12 months
Spread the cost with our buy now pay later finance available on line and in store.
Our simple buy now pay later finance options allow you to spread the cost of your purchase over 48 months with an agreed deferral period.
Minimum loan amount: £200.00
All you need to do is:
- Spend a minimum £225 and above
- Place a 10% deposit
- Minimum finance amount after deposit £200 and above
We offer 3 simple finance options to help you spread the cost of your purchases.
- 48 months Buy Now, Pay Later Finance, with the first payment deferred for 6 months on orders of £225.00 and above
- 48 months Buy Now, Pay Later Finance, with the first payment deferred for 6 months on orders of £225.00 and above
- 48 months Buy Now, Pay Later Finance, with the first payment deferred for 6 months on orders of £225.00 and above
For help with your finance please call 02886763771.
The table shows you how much monthly repayments will be based on the total order value:
Buy Now, Pay Later with Payments Deferred Example | ||||
Order Value | Terms (months) | Defer Terms (months) | Deposit (10%) | Monthly Payments |
£300.00 | 48 | 6 | £30.00 | £10.21 |
£500.00 | 48 | 6 | £50.00 | £17.02 |
£1000.00 | 48 | 12 | £100.00 | £38.78 |
£2000.00 | 48 | 12 | £200.00 | £77.55 |

Represenative Example | |
Cash Price | £1000.00 |
Deposit | £100.00 |
Loan Amount | £900.00 |
Total Term of Loan Agreement | 48 months First Payment Deferred for 12 Months |
Monthly Repayment | £38.78 |
Total Charge for Credit | £961.44 |
Total Amount Payable | £1961.44 |
29.8% APR Representative | |
Interest Rate 21.37% Fixed |
Up to 48 Months 19.9% APR Representative Interest Bearing Finance
Spread the cost with our interest bearing finance available on line and in store.
Our simple finance options allow you to spread the cost of your purchase over 24, 36 or 48 months.
All you need to do is:
- Spend a minimum £225 and above
- Place a 10% deposit
- Minimum finance amount after deposit £200 and above
We offer 3 simple finance options to help you spread the cost of your purchases.
- 24 months interest bearing finance on orders of £225.00 and above
- 36 months interest bearing finance on orders of £225.00 and above
- 48 months interest bearing finance on orders of £225.00 and above
For help with your finance please call 02886763771.
The table shows you how much monthly repayments will be based on the total order value.
Interest Bearing Finance Example | |||
Order Value | Terms (months) | Deposit (10%) | Monthly Payments |
£350.00 | 24 | £35.00 | £15.77 |
£700.00 | 24 | £70.00 | £31.54 |
£1200.00 | 36 | £120.00 | £39.20 |
£2000.00 | 36 | £200.00 | £65.34 |

Represenative Example | |
Cash Price | £700.00 |
Deposit | £70.00 |
Loan Amount | £630.00 |
Total Term of Loan Agreement | 36 months |
Monthly Repayment | £22.87 |
Total Charge for Credit | £193.32 |
Total Amount Payable | £893.32 |
19.9% APR Representative | |
Interest Rate 10.23% Fixed |
Finance - Frequently Asked Questions
Unfortunately, we are unable to offer online finance to residents of the Republic of Ireland. Homemakers aren't excluded from applying under their own names; however we will require the employment details of your spouse in order to process your application.
Within minutes of your application being approved, you will be presented with the option to sign your credit agreement. If you are offered the ability to e-sign your credit agreement and choose to do so, a PDF of your credit agreement will be displayed on screen. You should read the credit agreement carefully before clicking all the relevant sections agreeing to its terms.
Once you have agreed to the terms of the credit agreement Conway TV will be notified and you need do nothing more. If you are presented with the ability to print and return your credit agreement you should print the PDF agreement, read it carefully and then sign the document following the instructions on the covering letter. This signed document should then be posted to the address shown on the covering letter of the credit agreement.
Note that products will not be allocated to your order until your completed and signed agreement is returned and received by Hitachi Capital. Shipment of your goods will follow soon after your agreement has been returned to our finance company.
In addition to credit scoring, we also take into account confirmation of your identity, validation of certain application details, existing commitments and information held at the credit reference agencies. Though we are unable to provide you with a main reason for decline of your application, it is usually based on one, or a combination of the following:
- Your credit score (note that every finance company will score you differently)
- Adverse credit reference agency information
- You are considered to be overcommitted
- You are aged under 18
- Your existing account performance with other lenders
You should send a cheque for £2.00 made payable to the relevant company, together with details of all addresses at which you have lived over the last 6 years:
- Consumer Help Desk
Experian Limited
PO Box 8000
Nottingham
NG1 5GX - Equifax Ltd.
Credit File Advice Centre
PO Box 1140
Bradford
BD1 5US - Consumer Services
Callcredit Limited
PO Box 491
LEEDS
LS3 1WZ
The above listed agencies will provide details of information relating to these addresses. If you believe that the information is incorrect, you can ask the agency to correct it.
In order to safeguard against fraudulent applications, we regret that we're able only to deliver goods to the home address of the applicant.
Credit subject to status and affordability. Terms & Conditions Apply. Turbo Leisure Ltd trading as Conway.TV are a credit broker and are Authorised and Regulated by the Financial Conduct Authority. Credit is provided by Hitachi Personal Finance, a division of Hitachi Capital (UK) PLC Authorised and Regulated by the Financial Conduct Authority.